What Austrian capital gains tax really costs you.
Austria applies a flat 27.5% KESt to investment income. Model your portfolio or ETF savings plan and see the tax paid every year, the tax due at sale, and what actually remains.
Your Austrian securities account
Austria taxes investment income at a flat 27.5% (KESt) — on distributions every year and on the remaining gain when you sell.
Dividend or coupon yield inside the fund.
- Portfolio before tax
- € 387,691
- Paid yearly while holding
- € 10,873
- Paid on the sale
- € 43,492
- Net after tax at sale
- € 344,199
Estimate under Austrian rules for reporting funds (Meldefonds): 27.5% on distributed and deemed-distributed income each year, 27.5% on the remaining gain at sale, with the taxed income added to your cost basis. Non-reporting funds are taxed far less favourably.
This calculator provides a non-binding estimate for orientation. It is not tax or investment advice, and it does not replace an individual assessment of your situation.
The rules behind the numbers.
27.5% flat rate
KESt applies to dividends, interest, fund income and realised capital gains. There is no reduced rate for long holding periods.
Reporting vs. non-reporting funds
Reporting funds (Meldefonds) are taxed on actual and deemed distributed income each year. Non-reporting funds face a punitive lump-sum assessment — the single most expensive mistake expats make with a foreign broker.
Cost basis increases
Income already taxed during the holding period is added to your cost basis, so it is not taxed twice when you sell. The calculator applies this automatically.
Austrian vs. foreign broker
An Austrian custodian deducts KESt at source (steuereinfach). With a foreign broker you must declare everything yourself in your annual tax return.
Questions we get asked.
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