Austrian financial maths, without the guesswork.
Four calculators built on current Austrian rules: capital gains tax, gross-to-net salary, your pension gap and mortgage affordability. Free, no email required.
Austrian KESt & ETF tax calculator
Austria applies a flat 27.5% KESt to investment income. Model your portfolio or ETF savings plan and see the tax paid every year, the tax due at sale, and what actually remains.
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Expat gross-to-net salary calculator
Austrian contracts are paid 14 times a year and the 13th and 14th salaries are taxed at just 6%. See your true monthly net, your annual net and your effective deduction rate.
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Expat pension gap calculator
The Austrian pension account credits 1.78% of your gross income per contribution year. Model your expected state pension, the gap to your target income, and the monthly savings needed to close it.
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Austrian mortgage affordability calculator
Austrian lending rules cap the loan at 90% of the property value, the instalment at 40% of net household income and the term at 35 years. See your realistic purchase price before you start viewing.
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Follow the four stages of an expat life in Austria, from the move to the day you leave.
