Editorial wealth thinking, written for crossings.
Articles, guides and notes from our advisors. No hype, no headlines — just considered writing on cross-border wealth.
From the desk.
Expats' Health Cover: Public vs. Private Explained
Navigating health insurance options as an expat can be complex, requiring a clear understanding of the distinctions and benefits offered by both public and private systems.
ETFs vs. Mutual Funds: Navigating Austrian Tax for Expats
For expats in Austria, understanding the tax implications of choosing between Exchange Traded Funds (ETFs) and actively managed mutual funds is crucial for effective wealth planning.
Your 401(k) and Europe: Navigating Global Mobility
Moving to Europe presents unique considerations for your US 401(k) retirement plan, requiring careful planning to optimise your financial future across borders.
Unlocking Austrian Property: Financing Options for Expats
Navigating the landscape of Austrian real estate financing as an expat requires understanding local banking practices and cross-border considerations to secure your ideal property.
Navigating Cross-Border Estate Planning: Wills, Inheritance & Forced Heirship
Expats face unique complexities when planning their estate, as international laws and varying inheritance rules can significantly impact how assets are distributed.
Navigating Austrian Brokerage for Non-EU Expats
Opening a brokerage account in Austria as a non-EU citizen involves specific regulatory considerations and documentation requirements that differ from those applicable to EU residents.
Navigating the Austria–US Double Tax Treaty
Understanding the practical implications of the Austria–US Double Taxation Convention is crucial for US citizens and Green Card holders residing in Austria, and for Austrians with US income or assets.
Austrian ETF Taxation for Expats: What You Pay and How to Optimize
Navigating Austrian ETF taxation (KESt) is vital for expats. Learn about deemed distributions, reporting funds, and how to optimize your portfolio.
Navigating Cross-Border Pensions: Your Austrian Retirement
Expats in Austria face the complex task of coordinating their home-country pension entitlements with the Austrian social security system, requiring careful planning and understanding of international agreements.
Why Your British ISA Stops Being Tax-Free in Austria
British ISAs are tax-free in the UK. But for Austria tax residents, the wrapper is not recognised — and the income and gains inside it may be taxable in Austria.
Bringing Money from the US (or Other Countries) to Austria
A practical, tax-aware playbook for moving cash, investments and retirement assets into Austria — from source-of-funds documentation to currency timing and treaty relief.
How We Work With Advisors Around the World to Benefit Expats in Austria
A collaborative approach: bridging the knowledge gap between your home-country adviser and Austrian rules to keep your cross-border wealth aligned.
Navigating the Transfer of Assets to Austria: A Comprehensive Guide
From cash savings to investment portfolios, pensions, property and business interests — the practical considerations for moving your wealth to Austria.
How to Open an Investment Account in Austria: A Practical Guide
Step-by-step: choosing the right account type, selecting a broker, preparing documentation, and how we help expats navigate the process.
Retirement Planning for Expats in Austria
A structured approach to Austrian pensions, private savings, tax treatment, healthcare and estate planning — designed for internationally mobile clients.
How to Manage Finances and Investments in Austria as an Expat
Tax, banking, currency, retirement and cost of living — the essential financial toolkit for expats settling in Austria.